We are committed to providing services in accordance with the Fair Housing Act and do not discriminate on the basis of race, color, religion, sex, familial status, national origin, or disability. All housing is made available on an equal opportunity basis.
The images used on this page are for representation purposes only. Actual homes and communities may vary in appearance.
Offer applies only to move-in ready inventory when closing in 30 days.
HomeReady First is available to qualified first-time buyers who live in designated census tracts within eligible metropolitan statistical areas (MSAs); the home being purchased can be outside of a designated census tract, but it must be the borrower's primary residence. Qualification for HomeReady First is required to receive the $5,000 down payment assistance grant, $500 appraisal credit at closing for an eligible property, free homebuyer education course, and other program features. Grant funds may be used in conjunction with other assistance programs that meet Fannie Mae guidelines. HomeReady First is a conventional mortgage program. This informational material is not intended to be an exhaustive list of HomeReady First qualification requirements. Additional underwriting conditions apply, including meeting credit, employment, and income requirements that demonstrate the ability to repay the mortgage obligation. Speak with your loan officer for complete eligibility and location requirements. The HomeReady First grant program is valid on applications received by October 31, 2024. '$500 appraisal credit provided by Cornerstone Home Lending will be applied as a lender credit at closing. Not all properties may be eligible for the credit. Credit cannot be combined with other offers, cannot be more than the total closing costs, and is subject to change. Loan must close with Cornerstone Home Lending.
Nicholas Gilbert NMLS# 208964
1177 West Loop South, #700, Houston, TX 77027
Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. Member FDIC. Company NMLS #2258